Enhanced benefits (also known as voluntary benefits) can be an Employer's dream and an Employee lifeline. These programs have been saving individuals and families from having to file bankruptcy for the past 25 years.
Employers love to offer these benefits to their employees to "round out" their benefits at no cost to the employer. Additionally, employees can choose benefits ala carte to fit their needs instead of having to take only what the Employer offers. Additional value adds include:
For many year's enhanced benefits were only offered by a handful of carriers. However, because we at Summit Insurance Services recognize that no one carrier has all enhanced benefits as "Best in Class", we engaged two powerhouse, national carriers to build us a true program where all the programs meet the Best-in-Class criteria. It is proprietary to us and comes only from Summit Insurance Services. The policies include:
All of these plans pay money directly to the employee to cover expenses both medical (deductibles, coinsurance, etc.) and non-medical (rent, mortgage, car payments, travel or lodging for unexpected occurrences and some emergencies.
In today's volatile times, no family or individual should be caught without these valuable coverages to offset financial hardship. We are industry experts at how to provide these programs as stand alone or "baked in" to Core Medical Benefits.
Call us today to see what works for you!